Loretta Jane (Keran) Spence was born on January 28, 1922 in Ridgeway Township, Lenawee County, Michigan. She was the daughter of Imo Belle (Underwood) and Harlan Keran.

On June 21, 1941, she married Floyd E. "Bob" Spence, II in Britton, Lenawee County, Michigan. They two children:

  1. William Spence

  2. Nancy Spence

Loretta died in February, 2017 at the age of 95.